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Credit Cards | Organic Income

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New RM50 Service Tax On Credit Cards

Our ever caring and thoughtful Malaysian Gahmen have ingeniusly come up with another vehicle to rake in more moolah from it’s already poor citizens. And this time, they are doing it by implementing a Rm50 service tax on principal credit card holders, and Rm25 for supplementary cards issued. They claim that this will curb unnecessary […]

OCBC Titanium Card…. Sayonara

Bye-bye, OCBC Titanium Card, i dont miss you, hoh. I cannot find another reason to keep you in my possession since your issuer refused to waive the renewal fees. You’re gonna cost me Rm350 as my usage did not exceed Rm6000 which entitles me to another free years. That’s just too bad as i’m in […]

How I ‘Unstuck” My Paypal Withdrawn Funds

If you are one of those who withdraw your paypal funds to your credit card, do remember to use the card once in a while. I forgot to use the card and some of my funds got stuck at VISA. Oh, you’ll know it’s stuck when you dont see the money credited to your credit […]

UOB Preferred Platinum Credit Card

UOB Bank sent me a form for me to upgrade my Platinum Credit Card to the Preferred Platinum version, lol. One that comes with no pre-set spending limit. I have so many unused Platinum credit cards and i guess i wont be taking up this offer. I’ve just cut up three credit cards and called […]

Standard Chartered Balance Transfer Program (1) - Ended!!!

Happy Happy Happy!!! Happy that one of my balance transfer programs finally ended. No longer have to fork out 600 bucks each month. I still have two more balance transfer programs to endure, amounting to 1.1k each month. One has 14 payments to go, the other 17. Really, this is nothing compared to what i […]

Dont you just hate those telemarketers

The thing with being a multiple credit card user is that i do get inundated with a lot of unnecessary calls every other day. Most of them are nothing but offers from investment programs to insurance packages. Now, i dont like this at all. And unfortunately, there’s just no way to stop those calls from […]

Check out this credit card review site

As a holder of multiple credit cards, i do have plenty of uses for them. One of the main reasons i use a credit card is because of the ability to perform a 0% balance transfer on my purchases. This way, i can accumulate points on one card, and save on interests for at least […]

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