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Banking | Organic Income

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CIMB cheque clearance problem

I just read that CIMB is having MAJOR cheque clearance problems right now. I banked in a foreign cheque amounting to more than USD3k on the 1st of July. It’s already 24th July today and it’s still not cleared yet. My longest wait with CIMB was around 45 days if i’m not wrong. But that […]

Foreign fixed deposit yields higher return than local fixed deposit

My sister-in-law was surprised to learn that the interests i earn from my foreign fixed deposit is far greater than what she earns on a monthly basis even though she has a fixed deposit account with the same bank in which i have mine at. She opened one with Rm20k for a tenure of three […]

Withdraw Paypal funds to HSBC Visa Credit Card

I have news to share pertaining to the withdrawal of Paypal funds to HSBC Visa Credit Card. I tested with a USD10 withdrawal on 29th Sept 2007 in which Paypal deducted a USD5 fee. Ended up with USD5 to my card. I received a letter from HSBC dated 5th October today together with a Demand […]

Debit cards and credit cards

I just found out that the debit card i applied at CIMB bank doesnt work with Paypal and i have to go get another at Public Bank. I canceled that card many years ago as i have no use for it. I prefer to use my credit cards when i shop, lol. I have so […]

Another pre-approved check for me

I received another one of those pre-approved checks from another of my credit cards issuing banks today. The amount is the same as the previous one, which i did not cash in. A cool Rm2k for a mere handling fee of 3.88% only. That will translate to a one-off charge of Rm77.60. And i get […]

No interbank GIRO payment transfer after 12am at Maybank

Okay, i’ll go to bed after the next post. It’s getting late and all my friends have gone offline. No one to chat with anymore. Life as a blogger aint that easy after all. It’s also all my own fault for starting so many blogs. So now, have to stay up till the middle of […]