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Dont overspend this festive season, ya

Posted on November 12, 2007
Filed Under RM |

Many people love this time of the year. This is the time shop and shop and shop as there are Sales and Promotions at nearly every single shopping complex in town. Most of my girlfriends now spend each weekend at the malls shopping like crazy. Too bad i cant join them as i cant imagine myself with my kids along. I only shop when hubby is with me as i will never leave my kids in anyone else’s care.  I cant just leave my kids in my friends care as i try on those beautiful clothes, right.

Even though it’s the best time to shop now, that doesnt mean you can spend as you like. Dont forget that even if you were to pay with your credit card, you still have to repay the amount spent by the time your credit card statement arrives. A girlfriend of mine found herself overspent last month andn had to apply for one of those Payday Loans  to help settle her credit card bills. She’s lucky as it’s not that much. She’s eligible for one as the amount she wanted to borrow is only $500.

Just in case you want to know, a payday loan is a quick and easy way to bridge your cash needs between pay days without a credit check. It is those small short-term loans that can range from $100 up to $1,500. So, if you need some quick cash to tide you over before your paycheck arrives, you can apply for one. But do note that their interest may be slightly higher than normal. So, it’s better to be a wise shopper and dont overspend in the first place, ya.

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