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Credit card interest rate reduction

Posted on June 27, 2007
Filed Under PTB |

Good news for those who always pay their credit card bills on time. From July onwards, all credit card companies will monitor card holders’ payment history and those who has excellent repayment history for a 12 month period will have their interest rates reduced to 15% p.a down from 18% p.a.

This slight reduction may not be significant for many, but for those who carry a large outstanding amount will see the difference. The savings can be used for dining or some can even go one one of those cheap cruises. But for those who has a habit of making late payments, the penalty is now doubled to Rm10 from Rm5. So, it pays to make your repayments on time now :)

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